Need Assistance? Call Us Mon-Fri: 8:00am-7:00pm Sat: 10:00am-3:00pm (619) 504-9983

Here at HTS Home Loans we strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Steven Darling
Sr. Loan Officer
(619)504-9983 direct 
I consider myself a very dynamic and highly motivated result-oriented gentleman with over 17 successful years of experience with Buyers, Sellers, and Mortgagors.  I'm married to a wonderful woman and have 3 amazing children. I try to take an active role in our community with my church, youth sports, charity gatherings and events. I believe integrity and honesty is the only way to live life and I reflect that through my business. I'm a top performer with a track record of consistently meeting and exceeding client goals and customer expectations. Very importantly I put myself in my client's shoes understanding the level of significance and emotion buying or selling a home is. My main and true objective is to do all I can to succeed in helping YOU accomplish YOUR goals, while in the process making friends whom will always turn to me for all their and their friends and family's real estate needs.  My expert qualifications in identifying market opportunities such as short sales, foreclosures, tax credits, etc. help to increase your opportunities, and improve your future equity. With my strong background in understanding lender guidelines and new product development, I'll be able to consult on the most favorable financing scenarios too. Real Estate is the # 1 investment in the world, just have to give it it's time!